Accident and Income Protection
Security, when you
need it
most
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Protect Your Income
Ensure financial stability with coverage that replaces lost income due to accidents or illness.
Comprehensive Accident Coverage
Get peace of mind knowing you're protected against the financial impact of accidents.
Secure Your Financial Future
Safeguard your lifestyle and financial obligations with robust income protection insurance.
What is Accident & Income Protection?
Accident and income protection insurance provides financial support if you are unable to work due to an accident or illness. It covers medical expenses and offers regular benefits, typically 50-60% of your income, to help maintain your standard of living and manage expenses like mortgage payments and bills during your recovery. This insurance is crucial if you rely heavily on your income to support yourself and your family, offering a safety net against unexpected health challenges that could disrupt your financial stability.
Accident Protection Plans can pay out for:
– Accidental broken bones
– Hospitalisation due to accident
– Permanent Accidental injuries
– Total permanent Accidental disablement
– Accidental death
– Funeral benefit
Frequently Asked Questions
Accident and income protection insurance provides financial support if you are unable to work due to an accident or illness. It helps cover medical expenses and offers regular benefits to replace a portion of your lost income.
This insurance is essential if you rely on your income to support yourself and your family. It ensures you can maintain your standard of living and manage expenses like mortgage payments, bills, and daily living costs if you are unable to work due to health issues.
Most policies cover between 50-70% of your regular income. The exact amount depends on the specific terms of your policy.
It covers a wide range of incidents, including accidents that result in injury and illnesses that prevent you from working. The specific coverage details will depend on your policy.
The duration of benefits varies by policy. Some policies provide benefits until you can return to work, while others may have a predefined benefit period, such as one, two, or five years.
Yes, most policies have a waiting period, also known as an defer period, which is the time you must wait after becoming unable to work before benefits begin. This period can range from a few weeks to several months.
Many insurers offer customizable policies, allowing you to choose the coverage amount, benefit period, and waiting period that best meet your needs and budget. It’s important to discuss your options with an insurance advisor to tailor a policy to your specific situation.
Protect your financial future
Secure your financial future with income protection and accident protection insurance. Don’t leave your peace of mind to chance – ensure you and your loved ones are covered against unexpected health challenges. Contact us today to learn more about our comprehensive coverage options and take the first step towards protecting what matters most
