Mortgage Calculator

Calculate your Mortgage in 60 Seconds!

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE PAYMENTS.

Calculate your Mortgage in 60 seconds!

Whether you’re a first-time buyer or Remortgaging, here’s what you need to know about the mortgage process:

Frequently Asked Questions

There are many factors to consider, such as your credit score, down payment amount, and desired loan term. We can discuss your financial situation and goals to recommend the best option for you (e.g., fixed-rate, adjustable-rate, FHA loan, etc.)

Interest rates fluctuate based on market conditions and your individual creditworthiness. we can give you an estimate based on current rates and your profile, but a pre-approval process will provide a more accurate picture.

The minimum down payment varies depending on the loan type. Some programs require as little as 3%, while others require 20% or more. A larger down payment reduces your loan amount and potentially qualifies you for a better interest rate.

The timeframe can vary depending on the complexity of your loan and lender. Generally, it takes 30-45 days to close on a mortgage, but it can be shorter or longer depending on circumstances.

Typically, you’ll need pay slips, bank statements, W-2s, tax returns, and proof of employment. We can provide you with a specific list based on the lender’s requirements.

Absolutely! Paying down debt, improving your credit score, and saving for a larger down payment can significantly strengthen your application.

Mortgage brokers work with a network of lenders, offering you a wider range of loan options and potentially more competitive rates. We can guide you through the entire process and advocate for your interests.